The Lang Tannery Building is the home of high tech companies and other retailers. Located in the heart of downtown Kitchener. Tenants include technology, digital media and science industries.

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Warren & Melanie McNeil | Sales Representatives, Team McNeil RE/MAX Twin City Realty, Brokerage ( 519.579.4110 | 519-498-8118
Connect with us on the following social networks Facebook: www.facebook.com/TeamMcNeilRemax
websites: www.TeamMcNeil.com, www.ClickThatHouse.com, www.KitchenerLofts.com, www.ElmiraRealEstate.ca

Today Mel and I decided to go for a little drive. We went over to West Montrose to take a look at the covered bridge in the Winter time.  The bridge was built in 1881 and is the second oldest bridge in the region.

[Show as slideshow]

Thanks for reading!

Warren & Melanie McNeil | Sales Representatives, Team McNeil RE/MAX Twin City Realty, Brokerage ( 519.579.4110 | 519-498-8118
Connect with us on the following social networks Facebook: www.facebook.com/TeamMcNeilRemax
websites: www.TeamMcNeil.com, www.ClickThatHouse.com, www.KitchenerLofts.com, www.ElmiraRealEstate.ca

We just purchased a new camera so we can take high definition photos for our listings as well as do video tours and blogs.

The camera is a Canon Rebel t2i and is the same camera they used to film the commercial on TV. This camera is awesome.

The camera is 18 megapixals so it can take really nice pictures. Here are 2 pictures that I took when I was on holidays this year.. These files are very large.

For more details about this camera checkout this Engadget blog post

Thanks for reading!

Warren & Melanie McNeil | Sales Representatives, Team McNeil RE/MAX Twin City Realty, Brokerage ( 519.579.4110 | 519-498-8118
Connect with us on the following social networks Facebook: www.facebook.com/TeamMcNeilRemax
websites: www.TeamMcNeil.com, www.ClickThatHouse.com, www.KitchenerLofts.com, www.ElmiraRealEstate.ca

I write this blog post on Blue Monday. Blue Monday is supposedly the most depressing day of the year because of holiday debt.  See this Wikipedia article about Blue Monday.

The Federal goverment announced today that it was going to introduce some new rules to help reduces Canadians household debt.

Here are the mortgage rules that Minister Jim Flaherty unveiled:

• Maximum mortgage amoritization will be reduced from 35 years to 30 years
• The maximum amount that a borrower can refinance their mortgages will be lowered from 90% to 85%
• The goverment will stop insurance backing  lines of credit such as home equity lines of credit

Prime Minister Stephen Harper said Friday his government was “concerned about growth in the level of household debt.”

I don’t think this will effect home buyers that much.  Up until a few years ago, the maximum amoritization was 25 years so it looks like we are just going back to that time.  At one point we had 40 year amoritization. I think this change will spur on a mini buying surge. Everyone who wants a 35 year amoritization is going to try and beat the deadline of March 18, 2011.

I believe the goverment is taking these measures because they don’t want people to default on their loans and cause a  mortgage crisis.  Consumer debt is on the rise so they are just trying to do what they can now to prevent any future problems.

For in depth information about these changes, see http://www.fin.gc.ca/n11/data/11-003_1-eng.asp

Thanks for reading!

Warren & Melanie McNeil | Sales Representatives, Team McNeil RE/MAX Twin City Realty, Brokerage ( 519.579.4110 | 519-498-8118
Connect with us on the following social networks Facebook: www.facebook.com/TeamMcNeilRemax
websites: www.TeamMcNeil.com, www.ClickThatHouse.com, www.KitchenerLofts.com, www.ElmiraRealEstate.ca

by Warren McNeil

I did a video to let everyone know about a draw that the Woolwich Kin club is doing right now. The Pamper Yourself for a Year Lottery is on right now. Here are the details

Tickets are $20 each. There are 4 Grand prizes of 52 $50 gift certificates of the winners choosing. There are 2000 tickets being sold and the chances of winning are 1 in 83.  Net proceeds go to the Waterloo Region Womens Crisis Services – Anselma House.

Early bird draw is February 10th and the prize is 52 - $50 gift certificates.

Main draw will be on Sunday March 6, 2011.

If you are reading this, then you should really contact me because you will have 1 in 83 chances to win a some great prizes.

Thanks for reading!

Warren & Melanie McNeil | Sales Representatives, Team McNeil RE/MAX Twin City Realty, Brokerage ( 519.579.4110 | 519-498-8118
Connect with us on the following social networks Facebook: www.facebook.com/TeamMcNeilRemax
websites: www.TeamMcNeil.com, www.ClickThatHouse.com, www.KitchenerLofts.com, www.ElmiraRealEstate.ca